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    Renting & Real Estate Investment

    Rental Property Calculator

    Estimate monthly cash flow, NOI, cap rate, cash-on-cash return, and DSCR.

    This page is an editable estimator with realistic defaults so you can model your own situation in minutes.

    NOI equals rent minus vacancy and operating expenses.

    Cash flow equals NOI minus debt service.

    Monthly cash flow-$143.75
    Annual cash flow-$1,725.03
    Cap rate5.49%
    Cash-on-cash return-1.97%
    DSCR0.92
    Breakdown
    Net operating income$19,232.00

    Assumptions

    • Rental performance depends on vacancies, repairs, rent collection, financing, taxes, and local market conditions.
    Method

    How this calculator works

    Formula used

    NOI equals rent minus vacancy and operating expenses. Cash flow equals NOI minus debt service.

    Example calculation

    Plug in your own numbers and the result updates instantly. NOI equals rent minus vacancy and operating expenses. Cash flow equals NOI minus debt service.

    FAQ

    Rental Property Calculator FAQ

    Is this rental property calculator exact?

    No. It is a U.S.-focused estimate for planning. Actual mortgage quotes, taxes, insurance, fees, HOA dues, lender rules, and local real estate costs can vary.

    What numbers should I enter?

    Use current lender quotes, county tax estimates, insurance quotes, HOA dues, and realistic purchase or rent assumptions whenever possible.

    Is this mortgage or real estate advice?

    No. The result is educational only and is not financial, mortgage, tax, legal, or real estate advice.

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