Mortgage Calculator
Estimate a U.S. monthly mortgage payment for a home purchase.
Enter home price, down payment, interest rate, taxes, and insurance.
The calculator separates principal and interest from common escrow-style costs.
It is useful for early budgeting before a lender quote.
Loan amount$340,000
Principal & interest$2,205.23
Estimated monthly total$2,755.23
Down payment percent20%
Principal and interest are amortized; taxes and insurance are added as simple monthly estimates.
About this calculator
What it estimates
- Enter home price and down payment
- Set interest rate and term
- See estimated monthly payment and total interest
Important notes
- Assumes a fixed-rate mortgage with monthly payments.
- Adds property tax and homeowners insurance as straight monthly estimates.
- Does not include PMI, HOA dues, points, closing costs, or changing tax assessments.
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