W-4 Withholding Calculator
Use this W-4 withholding calculator to estimate how filing status, dependents, other income, deductions, and extra withholding affect federal withholding from each paycheck.
Estimated federal withholding per paycheck$430.38
Estimated annual withholding$11,190
Federal tax after credits$11,190
Dependent credit estimate$0
| 10% bracket | $1,240 | $12,400 taxed at 10% |
|---|---|---|
| 12% bracket | $4,560 | $38,000 taxed at 12% |
| 22% bracket | $5,390 | $24,500 taxed at 22% |
Assumptions
- This approximates Form W-4 impact; it does not fill or replace an official W-4.
- Dependents are valued using the Child Tax Credit assumption in the tax data file.
How this calculator works
Formula used
Estimated withholding = annual federal tax after credits divided by pay periods, plus extra withholding.
Example calculation
If your estimated annual federal tax is $8,400 and you are paid biweekly, base federal withholding is about $323 per paycheck before extra withholding.
W-4 Withholding Calculator FAQ
Are these tax calculators official IRS tools?
No. These calculators are educational estimators for U.S. planning. They do not replace IRS forms, payroll software, a CPA, or legal advice.
Why might my actual paycheck or tax bill be different?
Actual results can change because of credits, pre-tax benefits, local taxes, payroll timing, itemized deductions, employer setup, and updated federal or state rules.