Itemized Deduction Calculator
Estimate itemized deductions from mortgage interest, state and local taxes, charitable donations, medical expenses, and other deductions.
Compare the total with the standard deduction.
Total itemized deductions$21,500
Standard deduction$16,100
Better estimateItemize
| SALT counted | $10,000 | Limited to $10,000 in this estimator |
|---|---|---|
| Medical amount counted | $0 | Medical expenses above 7.5% of AGI |
Assumptions
- Itemized deduction rules have many limits; this is a planning comparison only.
How this calculator works
Formula used
Total itemized deductions = deductible mortgage interest + SALT + charity + allowed medical + other deductions.
Example calculation
If itemized deductions exceed your standard deduction, itemizing may be worth reviewing with a tax professional.
Itemized Deduction Calculator FAQ
Are these tax calculators official IRS tools?
No. These calculators are educational estimators for U.S. planning. They do not replace IRS forms, payroll software, a CPA, or legal advice.
Why might my actual paycheck or tax bill be different?
Actual results can change because of credits, pre-tax benefits, local taxes, payroll timing, itemized deductions, employer setup, and updated federal or state rules.