Net Worth Calculator
This net worth calculator helps U.S.
users total common assets and liabilities in one place.
Enter cash, investments, retirement accounts, home value, vehicle value, and other assets.
Then enter credit card debt, student loans, auto loans, mortgage, personal loans, and other debts.
| Asset: cash | $8,000 | |
|---|---|---|
| Asset: savings | $15,000 | |
| Asset: investments | $45,000 | |
| Asset: retirement | $120,000 | |
| Asset: home | $320,000 | |
| Asset: vehicles | $25,000 | |
| Asset: other | $5,000 | |
| Debt: creditCards | $6,000 | |
| Debt: studentLoans | $18,000 | |
| Debt: autoLoans | $12,000 | |
| Debt: mortgage | $240,000 | |
| Debt: personalLoans | $4,000 | |
| Debt: other | $0 |
Assumptions
- Home and vehicle values are estimates until confirmed by market data.
- Net worth can change monthly as asset prices and debt balances change.
How this calculator works
Formula used
Net worth equals total assets minus total liabilities.
Example calculation
If assets total $350,000 and liabilities total $225,000, estimated net worth is $125,000.
Net Worth Calculator FAQ
Is this net worth calculator exact?
No. It is an estimate for U.S. personal finance planning. Your actual net worth can vary based on lender terms, spending changes, fees, taxes, and account rules.
What information do I need for the net worth calculator?
Use your current balances, monthly income or payments, APRs, expected savings, and realistic U.S. dollar amounts from your budget or statements.
Can I use this before talking to a financial professional?
Yes, it can help you prepare questions and compare scenarios, but it is not financial, tax, legal, or investment advice.