Rent Calculator
Estimate affordable rent from income, debts, utilities, and renter's insurance.
This page is an editable estimator with realistic defaults so you can model your own situation in minutes.
Affordable rent equals income times target rent percentage minus utilities and renter's insurance.
Treat the result as a planning estimate and verify important numbers with the relevant official source before acting.
| Target rent percentage | 30% |
|---|
Assumptions
- Landlords may use gross income, credit, local laws, and other screening standards.
How this calculator works
Formula used
Affordable rent equals income times target rent percentage minus utilities and renter's insurance.
Example calculation
Plug in your own numbers and the result updates instantly. Affordable rent equals income times target rent percentage minus utilities and renter's insurance.
Rent Calculator FAQ
Is this rent calculator exact?
No. It is a U.S.-focused estimate for planning. Actual mortgage quotes, taxes, insurance, fees, HOA dues, lender rules, and local real estate costs can vary.
What numbers should I enter?
Use current lender quotes, county tax estimates, insurance quotes, HOA dues, and realistic purchase or rent assumptions whenever possible.
Is this mortgage or real estate advice?
No. The result is educational only and is not financial, mortgage, tax, legal, or real estate advice.